Finally the employee at Unifour listened to the tape of me making my payment and admitted that it wasn't a bad check just one of the numbers was off. I had to be on the phone back and forth explaining what happened. Instead of reaching out to explain this, the manager at Unifour financial their main finance company put in an order to repossess my vehicle after sending one text message which I didn't get till late at night. Nonetheless I made my first payment in good faith but there was a mixup and they didn't get the right checking account numbers. It was not what our family wanted but they wouldn't approve us for more than a certain amount even though we made enough and even though they advertise on Craigslist that every vehicle is a low downpayment and everyone is approved which is very misleading. I went to Easy Way Auto Loan and put down $1500 on a Toyota Rav4. When our car went out, I worked all summer to save up for a downpayment. I work from home in between taking care of my kids and homeschooling them. I decided to write this review for other people so they won’t have to go through what I went through. Nothing comes without a price and there is never an easy way out because you will always pay in the end. Go on down to Easy way Auto sales with your poor credit and drive off rich like I did. An auto loan is a commitment you must be ready for. People whom I’ve heard complain about this company is due to consumer non payment, high APR, and other issues that were clearly read and discussed at time of purchase. This purchase is going to build my credit as long as I am responsible. My credit is improving with every on time payment. I understand that I am overpaying for the car making the loan ineligible for refinance,but this is the price a person with no credit can expect. I really hope they continue to stand behind this beautiful machine so that I can enjoy what I’m spending so much money on.
When I noticed 3 separate issues with the car, they fixed it 3 times for no additional charge. Jeff Adkins was very helpful in this sale. Since they reported to credit bureau my score is +45 points. I love my new Camaro that I financed through them.